Sabtu, 23 Desember 2017

Download The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics, by Daniel James Brown

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The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics, by Daniel James Brown

The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics, by Daniel James Brown


The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics, by Daniel James Brown


Download The Boys in the Boat: Nine Americans and Their Epic Quest for Gold at the 1936 Berlin Olympics, by Daniel James Brown

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Review

“For those who like adventure stories straight-up, THE BOYS IN THE BOAT… is this year’s closest approximation of Unbroken….It’s about the University of Washington’s crew team: “Nine working-class boys from the American West who at the 1936 Olympics showed the world what true grit really meant.” —New York Times“If you imagined a great regatta of books about rowing, then Brown’s BOYS IN THE BOAT certainly makes the final heat….”—Boston Globe“The astonishing story of the UW’s 1936 eight-oar varsity crew and its rise from obscurity to fame,…The individual stories of these young men are almost as compelling as the rise of the team itself. Brown excels at weaving those stories with the larger narrative, all culminating in the 1936 Olympic Games…A story this breathtaking demands an equally compelling author, and Brown does not disappoint. The narrative rises inexorably, with the final 50 pages blurring by with white-knuckled suspense as these all-American underdogs pull off the unimaginable.”—The Seattle Times“Cogent history…, and a surprisingly suspenseful tale of triumph.”—USA Today“This riveting tale of beating the odds (and the Germans) at the 1936 Olympics is a rousing story of American can-do-ism. It’s also a portrait of the nine boys who first rowed together for the University of Washington, and of the one in particular who made the sport his family and his home.” —Parade“This riveting and inspiring saga evokes that of Seabiscuit…Readers need neither background nor interest in competitive rowing to be captivated by this remarkable and beautifully crafted history. Written with the drama of a compelling novel, it's a quintessentially American story that burnishes the esteem in which we embrace what has come to be known as the Greatest Generation.”—Associated Press“A stirring tale of nine Depression-era athletes beating the odds and their inner demons to compete at the 1936 Berlin Olympics. You can Google the result and spoil the sport, but that won’t dull the many pleasures in Daniel James Brown’s colorful, highly readable celebration of a grueling collegiate challenge.”—Bloomberg News“Brown’s book juxtaposes the coming together of the Washington crew team against the Nazis’ preparations for the Games, weaving together a history that feels both intimately personal and weighty in its larger historical implications. This book has already been bought for cinematic development, and it’s easy to see why: When Brown, a Seattle-based nonfiction writer, describes a race, you feel the splash as the oars slice the water, the burning in the young men’s muscles and the incredible drive that propelled these rowers to glory.” —Smithsonian Magazine   “Those who enjoy reading about Olympic history or amateur or collegiate sports will savor Brown’s superb book…”—Library Journal (Starred)  “[Brown] offers a vivid picture of the socioeconomic landscape of 1930s America (brutal), the relentlessly demanding effort required of an Olympic-level rower, the exquisite brainpower and materials that go into making a first-rate boat, and the wiles of a coach who somehow found a way to, first beat archrival University of California, then conquer a national field of qualifiers, and finally, defeat the best rowing teams in the world. A book that informs as it inspires.”—Booklist (Starred)“An evocative, cinematic prose… [Brown] makes his heroes’ struggle as fascinating as the best Olympic sagas.”—Publishers Weekly“The story deserves a more visible place in history, and Brown has brought it to light in a way that will appeal to readers regardless of their knowledge of our interest in rowing or wooden boats.  It’s a story about universal human values: striving for excellence and the triumph of teamwork.”—WoodenBoat Magazine“Every sport needs its laureate. With THE BOYS IN THE BOAT, crew has found its voice in Daniel James Brown, who tells a thrilling, heart-thumping tale of a most remarkable band of rowing brothers who upstaged Adolf Hitler at the 1936 Olympics.  Well-told history, packed with suspense and a likable bunch of underdogs at the heart of an improbable triumph.”—Timothy Egan, author of The Worst Hard Time“For years I’ve stared and wondered about the old wooden boat resting on the top rack of the UW boathouse. I knew the names of the men that rowed it but never really knew who they were. After reading this book, I feel like I got to relive their journey and witness what it was truly like earning a seat in that Pocock shell. The passion and determination showed by Joe and the rest of the boys in the boat are what every rower aspires to. I will never look at that wooden boat the same again.”—Mary Whipple, Olympic gold medal–winning coxswain, women’s eight-oared crew, 2008 and 2012“THE BOYS IN THE BOAT is not only a great and inspiring true story; it is a fascinating work of history.”—Nathaniel Philbrick, author of Mayflower and In the Heart of the Sea“In 1936 nine working-class American boys burst from their small towns into the international limelight, unexpectedly wiping the smile off Adolph Hitler’s face by beating his vaunted German team to capture the Olympic gold medal.  Daniel James Brown has written a robust, emotional snapshot of an era, a book you will recommend to your best friends.”—James Bradley, author of Flags of our Fathers and Flyboys“THE BOYS IN THE BOAT is an exciting blend of history and Olympic sport. I was drawn in as much by the personal stories as I was by the Olympic glory. A must read for anyone looking to be inspired!”—Luke Mcgee, USA Rowing Men’s National Team Coach“I really can’t rave enough about this book.  Daniel James Brown has not only captured the hearts and souls of the University of Washington rowers who raced in the 1936 Olympics, he has conjured up an era of history.  Brown’s evocation of Seattle in the Depression years is dazzling, his limning of character, especially the hardscrabble hero Joe Rantz, is novelistic, his narration of the boat races and the sinister-exalted atmosphere of Berlin in 1936 is cinematic.  I read the last fifty pages with white knuckles, and the last twenty-five with tears in my eyes.  History, sports, human interest, weather, suspense, design, physics, oppression and inspiration—THE BOYS IN THE BOAT has it all and Brown does full justice to his terrific material.  This is Chariots of Fire with oars.”—David Laskin, author of The Children’s Blizzard  and  The Long Way Home“A lovingly crafted saga of sweat and idealism that raised goosebumps from the first page. I was enthralled by the story’s play of light and shadow, of mortality and immortality, and its multidimensional recreation of the pursuit of excellence. This meditation on human frailty and possibility sneaks up on you until it rushes past with the speed of an eight-oared boat.” —Laurence Bergreen, author of Columbus and Over the Edge of the World“Daniel Brown’s book tells the dramatic story of the crew that set the stage for Seattle emerging as a world-class city. Their lives define the tradition that is still University of Washington rowing today.”—Bob Ernst, director of rowing, University of Washington

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About the Author

Daniel James Brown is the author of two previous nonfiction books, The Indifferent Stars Above and Under a Flaming Sky, which was a finalist for a Barnes & Noble Discover Award. He has taught writing at San Jose State University and Stanford University. He lives outside Seattle.

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Product details

Paperback: 404 pages

Publisher: Penguin Books (2014)

Language: English

ISBN-10: 9780143125471

ISBN-13: 978-0316497039

ASIN: 0143125478

Product Dimensions:

5.5 x 0.9 x 8.4 inches

Shipping Weight: 12 ounces (View shipping rates and policies)

Average Customer Review:

4.8 out of 5 stars

20,920 customer reviews

Amazon Best Sellers Rank:

#1,016 in Books (See Top 100 in Books)

What a great story!. Fans of "Seabiscuit" will appreciate the similar style in how the story weaves in the history occurring in the country at the time. Naturally, it is always fun to watch the west coast upstarts take on the eastern elite. A plus for me was the detailed explanation of the sport that I had very little knowledge of and now that our area (west central Florida) is becoming a bit of a hotbed for the sport, I will enjoy it all the more thanks to this book. Great buy on the kindle but I still bought a couple of copies of the paperback for friends I thought would be interested.

Fantastic book about a very fascinating topic. Not only it is a look into what people were going through during the Depression, it shows the different way that training was viewed back in that day. My current position has me working with a number of college athletes, so I recognize the amount of time and effort today's athletes put into their training and playing on top of the academic requirements placed on them. Back in the day, it was at a whole different level. These coaches were all about working and then working harder and doing it again. There are a number training regiments which have come down through the decades, but a coach that kept his rowers out on the water in the middle of a driving sleet storm would probably get in trouble now days. This is on top of spending summers hanging on the side of a cliff to work at dam building. Again, these guys are just at a whole different level. Great read, great topic.

The prospect of reading a nonfiction book, particularly one based on history, appeals to me about as much as, say, taking the SAT again. Given the choice, I'll pick fiction every time. In addition, I have little interest in reading about sports or rowing. But reader recommendations and critics' reviews carry great weight with me, and "The Boys in the Boat" has some of the highest ratings I've ever seen, so I took a deep breath, and decided to read this book that I had originally intended as a gift. And wow, am I glad I did! This is one of the best books I've ever read.Daniel James Brown has beautifully crafted a nonfiction book with all the elements that make a great novel: gripping plot, unforgettable characters, dramatic conflict, and heart-pounding suspense. Injecting suspense into a story where the outcome is known is quite a trick, but Brown accomplishes it superlatively.We meet the nine boys as college freshmen at the University of Washington in 1933. In the middle of the Great Depression, most of them are valiantly trying to stay afloat financially in order to stay in school. None had ever rowed anything larger than a rowboat; the main incentive in trying out for crew was the possibility of a part-time campus job if they made the team - no athletic scholarships here. The story follows one boy in particular, Joe Rantz, whose childhood deprivations rival those of Oliver Twist and who had to resort to some enterprising artful dodging of his own just to stay alive. The nine boys, their brilliant but frustrated coach Al Ulbrickson, and their team guru, renowned boat builder George Pocock, overcome obstacle after obstacle in their quest to represent the U.S. and win gold in the 1936 Berlin Olympics. As the best storytellers do, the author kept me continually on the edge of my seat; just as soon as one incredibly hard challenge- miserable training weather, economic hardships, wily opponents, devious Nazis - is surmounted, another even more daunting one is thrown in their path.Seamlessly juxtaposed with the crew cliffhanger is the story of Hitler's engineering of the 1936 Olympics as a showcase for Nazi Germany, removing all traces of anti-Semitism and presenting Berlin as squeaky-clean and as wholesome as Disneyland.Many light moments are interspersed with the strife and drama. My favorite is an incredible adventure the boys had when they took the coach's launch out onto the Hudson River on an evening before the national championship Poughkeepsie Regatta. I won't spoil it for you here, but what happened to them then could never happen now; it's one of the many unforgettable anecdotes in this book.In fact, many of the elements in this story are incredible. If this had been a work of fiction, I might have found fault with the author for exaggerating at times in order to emphasize a plot point. But in fact, Daniel James Brown did meticulous and exhaustive research, and the events portrayed here are no author's fabrication - it all really happened! Brown's skill in relating this true story to make it seem as if you're reading an enthralling novel, is what elevates "The Boys in the Boat" to the extraordinary level. Don't miss this remarkable, inspiring book!

Each year, our high school assigns a book that all students are required to read over the summer and then they have an assignment related to the book upon returning to school. This was the book chosen last year and I heard good things about it from my daughter and nieces and nephews so I thought I would give it a go.I must say that it started out a bit slowly as a lot of the foundation was being laid and it didn't pull me in immediately like some books do but I stuck with it and I was glad that I did. By the time I was about a third of the way through, I was totally sucked in. It is a book that really has something for everyone -- compelling history (Nazi Germany, 1936 Olympics, the Depression era), athletic training and competition (who knew that the sport of rowing could be so fascinating), and compelling stories of individuals that overcame insurmountable odds. I was truly disappointed to see this book end.

I live in the PNW and for quite some time would pass the UW Shell House on my way to and fro. It sits on the edge of Lake Washington by a road that connects to some walking trails along the lake. Until recently, I've never lived more than 5 miles from it. I never had a clue of the backstory of the building and always kind of associated it with the days that Montlake Bridge would be closed for rowing competitions and boat season opening days. More annoying than anything else.This book totally turned that around and I gained a new understanding and respect for the sport and the UW teams. The book captures both the excitement of success but more than that, it tells the tale of the personal & physical struggles necessary to build an Olympic Gold Medal Team in an engaging and compelling way.We always talk about teamwork in our society. We say things like one star does not make a team when, in fact, s/he sometimes does carry a team to victory. That's not possible to do in crew. An award winning crew truly understands the need for everyone to participate at the top of their game, to keep the egos in check, the body in shape, and the goal forefront in their minds and actions. They cannot win otherwise. This is the story of how the UW Men's Crew overcame Ivy League bias and financial, political, and physical challenges to become that team.It's a quick read, well written and informative. Others will give you details. I encourage you to give it a shot even if you have no interest in the sport or the location. A really good, real life, come from behind, underdog story

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Sabtu, 09 Desember 2017

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Product details

Paperback: 104 pages

Publisher: Intervarsity Pr (October 1, 1997)

Language: English

ISBN-10: 0830819673

ISBN-13: 978-0830819676

Product Dimensions:

5.5 x 0.5 x 8.5 inches

Shipping Weight: 4 ounces (View shipping rates and policies)

Average Customer Review:

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Amazon Best Sellers Rank:

#11,408,548 in Books (See Top 100 in Books)

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Kamis, 07 Desember 2017

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Review

“Michael is a master wordsmith as well as an inspirational and thought-provoking storyteller for the Twelve Step community.”   (―Wally P., author and originator of the Back to Basics book and meetings)

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About the Author

“Michael Graubart” is a long-time sober member of Alcoholics Anonymous, has been a member of Al-Anon for decades, and attends Overeaters Anonymous meetings as well. As he says, “If it moves, I’m obsessed with it, and if it stands still, I’m addicted to it.” A New York Times bestselling author, Michael is married and the father of four children. He writes under a pseudonym to maintain his anonymity and speak frankly about his experiences in recovery.

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Product details

Paperback: 226 pages

Publisher: Hazelden Publishing (March 7, 2017)

Language: English

ISBN-10: 1616497009

ISBN-13: 978-1616497002

Product Dimensions:

5.4 x 0.7 x 8.4 inches

Shipping Weight: 10.4 ounces (View shipping rates and policies)

Average Customer Review:

4.9 out of 5 stars

10 customer reviews

Amazon Best Sellers Rank:

#288,374 in Books (See Top 100 in Books)

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Rabu, 06 Desember 2017

Free Ebook Pimsleur Hebrew Level 1 Lessons 11-15: Learn to Speak and Understand Hebrew with Pimsleur Language Programs

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Listening Length: 2 hours and 31 minutes

Program Type: Audiobook

Version: Original recording

Publisher: Simon & Schuster Audio

Audible.com Release Date: April 1, 2010

Language: English, English

ASIN: B003F2340I

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Download Ebook The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later, by Ric Edelman

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The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later, by Ric Edelman

The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later, by Ric Edelman


The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later, by Ric Edelman


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The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later, by Ric Edelman

Review

“This is the best book I have read on the subject of technology's effect on careers and finances. Edelman's book covers many important issues not addressed in other personal finance planning books. Plan to add it to your library.”—Elliot Raphaelson, The Chicago Tribune

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About the Author

For thirty years, Ric Edelman has worked to teach everyday people about personal finance. He’s widely regarded as one of the nation’s top financial advisors, having been ranked #11 on the 2017 list of the nation’s Top Wealth Advisors by Forbes. He was previously ranked the nation’s #1 Independent Financial Advisor three times by Barron’s. Ric is the 2017 recipient of the IARFC’s Loren Dunton Memorial Award for Lifetime Achievement for his “substantial contribution to the financial services profession and the financial interests of the public.” He is an inductee of Research magazine’s Financial Advisor Hall of Fame, and has been named among the “15 most transformative people in the industry” by Investment News and one of the investment advisory field’s “10 most influential figures” by RIABiz. Ric is also a #1 New York Times bestselling author who has written nine books on personal finance. His most recent, The Truth About Your Future, was published in March 2017. You can visit him at RicEdelman.com.

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Product details

Paperback: 400 pages

Publisher: Simon & Schuster; Reprint edition (March 20, 2018)

Language: English

ISBN-10: 9781501163814

ISBN-13: 978-1501163814

ASIN: 1501163817

Product Dimensions:

7.4 x 0.9 x 9.1 inches

Shipping Weight: 1.4 pounds (View shipping rates and policies)

Average Customer Review:

4.5 out of 5 stars

134 customer reviews

Amazon Best Sellers Rank:

#67,412 in Books (See Top 100 in Books)

Please be warned that this review is long, but this book warrants it. I ask your indulgence. Financial advisor Ric Edelman is one of the most respected investment advisors in the US. His firm has 42 offices around the US managing a total of $18 billion. He has programs on TV and radio, and his efforts have earned him and his firm numerous industry awards. He has written numerous best-selling books about finance, and now a new one has appeared to discuss investment and financial decisions in the societal upheavals around the corner that will be caused by what he calls “exponential technologies”. That book is The Truth About Your Future: The Money Guide You Need Now, Later, and Much Later, released in March 2017. The Truth About Your Future is in Edelman’s usual breezy, informal style and is a fun read. He is infectiously optimistic, even enthusiastic, about what exponential technologies will mean to everyone. His book is valuable as a road map of what’s to come, and he warns of the folly of dismissing his projections as ridiculous, citing Dator’s Law: “Any useful statement about the future should appear to be ridiculous.” I won’t fall into the trap of refuting Dator’s Law: I fully believe much of what he describes will happen. Computer speeds continue to rise. Technology costs continue to decline. Breakthroughs, well, continue. You’d think I’d give this book 5 stars. Instead, it gets 3 because I have serious concerns about the book, in particular Edelman’s optimism. For most of us, that optimism will be blatantly unwarranted, and the future for us could well look somewhere between that in Glenn Beck’s novel Agenda 21 and that of the Fallout video game series. Edelman devotes one relatively short chapter to what he terms the “dark side” of these technologies and to such issues as massive job loss from automation and computers. Throughout the book he briefly mentions other possible problems, while saying glibly that other jobs are likely to replace those that will be lost. This is a grave mistake. He ignores other issues that would be bad news. This is another grave mistake. You must understand that this book is written for Edelman’s typical clientele, meaning those who have relatively high-paying jobs, money in the bank, and serious amounts in investments. Many of these people, but not all, will be all right no matter what happens, assuming society lumbers on without calamity as usual. That might not be a valid assumption, as I’ll discuss shortly. In the meantime, for those in that audience he expects medical and technological advances will enable people to live to 120+, vehicles will be self-driving, we’ll use robots for everything to save labor, higher learning (college, university, trade training) will dramatically decrease in cost, and so forth. He says his advice to clients is to expect to need long-term care insurance only until the 2030s, because technology will eliminate nursing homes. His intended audience makes itself apparent in many spots. Readers, he says, should be prepared to invest serious money—“replacing, upgrading and acquiring products boasting nanotech features” and “for both medical care and leisure (since being healthier could enable you to be more active)” (p. 50);“to retrofit your house…installing solar panels and battery systems”, or else “you might find it difficult to sell your home” (p. 74);for room and board in college, which will “require more money than ever” even if tuition becomes free, and for “returning to college yourself…to remain competitive in the workforce”, which will mean “you might need to interrupt your career so you can return to school. That could mean losing income for months or years at a time. …This further increases the need to build your savings” (p. 87);“Expect to spend lots of money on travel and recreation” (p. 95);“more for security than you used to” (p. 134). For the affluent who think they’ll still have a lucrative job, this advice is doable. For everyone else, not so much. Edelman fully expects self-driving vehicles to replace those with a driver. Here is more unwarranted optimism, as self-drivers are the answer to a question nobody was asking in the first place. Those who crow that they are just around the corner, such as Elon Musk of Tesla, have failed to account for a few things. Not only have these vehicles such serious flaws as being unable to take directions from an emergency worker needing to reroute traffic or being unable to handle snowy roads, but a news story in 2016 cited estimates that congestion in cities will dramatically increase if self-drivers come into wide use. Edelman says the opposite, but he has a habit in this book of using mainly those projections that favor his optimism. He, Musk, and others who glibly predict such things as the end of parking garages, supposedly because self-drivers will be used by multiple people, fail to account for bureaucrats and urban planners. They don’t want more congestion. They don’t want self-driving cars. They want NO cars in cities. They want everyone in mass transit: buses and trains. When it comes to reducing congestion and saving parking space, fuel, and resources, the advocates of mass transit in cities are right: more cars won’t fit. (I say this as an auto enthusiast. I haven’t driven in Washington, DC, in decades, but use the Metro to visit there instead. Taking a self-driving car is not a good substitute for the Metro. It might never be.) Edelman mentions only briefly such potential problems as hacking causing vehicle wrecks or massive pileups on highways, or authorities taking over your vehicle to deliver you to your arrest. But other scenarios present themselves. If the number of self-drivers increases, what happens to national fuel and electrical demand? What is to stop a six-year-old or senile elder from calling for a self-driver to run away and get themselves lost? And does anyone really think the authorities are going to use self-drivers themselves? You think the feds will? State troopers? Your local Officer Friendly? If you think they will, I have a bridge to sell you, but Edelman might not advocate the transaction… Self-drivers, such as they come into use, will be limited at first, then will arrive later to control the little people. Except that the little people will not be buying or leasing such vehicles. The average age of autos in the US is now 11.4 years, the highest ever, and plenty of older light trucks dating back to the 1970s are still in regular use. The people using them won’t be buying or leasing anything newer, since they cannot afford new cars now. And most of them will not be likely to trust self-drivers. A news story from April 2017 cited growing skepticism about the technology, even among the young. It’s also easy to picture billing problems with renting self-drivers that will ensnare those who can least afford it. Then you run into other questions: if heavy trucks become self-driving, what becomes of all of today’s drivers? Edelman’s answer would be that they should retrain for something else, maybe in technology. But truck drivers have broadly the lowest educational level of any major occupation, and many of them will simply be unable to make that transition. And then what happens if all the technology jobs are themselves automated? Are we prepared to guarantee a minimum income for those people who cannot find work of any kind, even if they are able to pay for more schooling? Will Ric’s affluent audience pay the higher taxes necessary? This leads to a segue. About work, Edelman mentions on p. 30 this item that was recently in the news: “The European Union has proposed that robot workers be classified as ‘electronic persons.’ Their owners would be required to pay social security taxes on every bot they use.” This legislation sounds crazy at first: robots won’t need pensions! No, but the people they replace who cannot find constructive work at a living wage will need some kind of income. That’s where those payments come in. That was the intent left unsaid in the book. Edelman downplays the impact exponential technologies will have on the human workforce. But the possibility of a future with no meaningful work for most has alarmed a number of people who looked at the trends years ago, which has led to books with titles such as The End of Work. Mass unemployment will affect many of his clients and much of his intended audience, as it has been apparent for decades that the US is in a race to the bottom for pay and benefits. Highly paid jobs are being replaced by low-paid part-time service jobs with no benefits, or temp work, or work for hire. This has driven the Occupy movement and the push for a minimum wage of $15 per hour; it also drove the campaigns of Donald Trump and Bernie Sanders in 2016. Callers to financial advisor Dave Ramsey’s radio show often talk of having incomes under $40,000 with massive debt, much of it as student loans, and they’re at the end of their rope. Edelman mentions none of this. He also fails to mention the obvious conundrum that follows: if few people have jobs, who’s going to buy all the whizbang products and services the automated factories and offices will produce? Is an unemployed auto worker going to buy a new vehicle (self-driving or not) completely made by robots? Edelman says we will buy multiple robots to take care of us and our tasks. How many of these robots will someone working at $8 an hour for 20 hours a week actually afford? How many solar panels will she buy? Edelman is highly optimistic that the high cost of university will end as alternatives arrive. His point is valid. Meanwhile, the dirty little secrets about higher education are (1) that too many colleges and universities exist and grant degrees, and (2) that many majors are useless in today’s world, if not entirely worthless. For example, there is absolutely no need for degrees in such fluff as art history, French literature, women’s studies, creative writing, and the like, but many thousands of such still are awarded at great expense to the students. Employers aren’t demanding creative writing graduates, but STEM majors. A great shakeup is overdue. China announced in 2011 plans to stop funding majors that had little job potential. Some would say that step is needed here. He says little about those particular realities directly, but he does make two revealing statements on p. 78. First, he notes that often other colleges will not take credits earned at other accredited institution and he asks, “If the education a student got from a class at another school isn’t acceptable, why is the school willing to hire as a professor someone who graduated from there?” Good question. He also says, “Asked what they’d be willing to do to get rid of their student loans, 9% told studentloans.net that they would give back their degree.” He acknowledges the cost and debt problems of today, but some of the fixes he mentions are impractical. Yes, many universities offer course material and open-access books online, but much of it is for reference for those who simply want to learn on their own and doesn’t count for any sort of credit. Those schools that do offer online courses generally charge every bit as much as for the same class taken on campus. Oops. Another alternative is self-learning organizations such as one Edelman mentions, Khan Academy. These efforts are laudable, but few employers will accept “credentials” from such places. Even before ITT closed in 2016, online anecdotes claimed that some companies’ human resources departments simply chuck or shred applications and résumés listing courses from for-profit and other schools. It’s hard to picture employers loosening standards to accept alternative credentials—especially as another dirty little secret is that they allegedly happen to like applicants with lots of student loan debt from accredited schools. An indebted workforce is a docile workforce. Again, Edelman does not address any of this, nor is much likely to change about education soon. His audience will cope. For now the rest of us will either continue to take on colossal student loan debt, or do without university. Here’s another segue. Simply put, contrary to his optimistic assumptions, many of us will also have to make do without the medical breakthroughs he claims will happen. These breakthroughs purportedly will increase average lifespans to 100+ and maybe 120+, with good health and physical abilities until near the end. We don’t know if that can happen, but if it does for a fortunate few, the theoretical possibilities will affect everyone else. He says on p. 259: “Quite frankly, if it weren’t for exponential technologies, I don’t know how society would solve the problem of the enormous costs associated with a vastly growing old-age population.” But I know how it will. You’ll see shortly. Edelman ignores striking evidence from around the world that average life expectancies are dropping among all but the richest. The drops are by months in some places, by years in others. Even Italy, long thought to be a society of robust people with a healthy lifestyle and excellent (Mediterranean) diet, has recently seen a slight decrease. But the news is the same from areas as diverse as Germany, the US, Fiji, and much of Africa. The drops are global. Then, too, people might be living longer than ever before in history, but when I pick up the newspaper, just as many obituaries for those who died in their 50s and 60s appear as for those who died in their late 70s and older. Despite excellent access to medical care, my parents died of medical issues in their 60s, and plenty of others can say similar things about their families. Moreover, disturbing recent news is that deaths due to despair are increasing among lower- and middle-income Americans in their 40s and 50s, meaning suicide and fatalities from drug and excessive alcohol use. These deaths have begun to affect life expectancies. One cause of the despair, by the way, is the loss of higher-paying jobs. A paper in The New England Journal of Medicine of 17 March 2005 by Dr. S. Olshansky et al. said then that lifespans might drop, confounding Social Security expectations that they would continue to rise, and having implications for this and other elder programs around the world. One striking graph in this paper shows that observed (actual) lifespans for white women who had reached age 65 did not significantly increase from 1980 to 2000, contrary to projections of the time. They lived about 18–19 years more, meaning they lived to age 83–84. Before 1980 increases were steady and measurable in years. After 1980 the lifespan increase over the next 20 years was only a matter of months. The researchers chose to look at white women, as they were the longest-lived demographic in the US. The paper says pointedly: “Life-extending technology that might lead to much higher life expectancies does not yet exist and, should it be developed, must be widely implemented before it would influence statistics on population levels. We believe that potential forms of technology do not justify developing or revising forecasts of life expectancy. …Given that past gains in life expectancy have largely been a product of saving the young, and since future gains must result from extending life among the old, another quantum leap in life expectancy can occur only if the future is different from the past.” Well, the point in Edelman’s book is that the future will be different from the past. He thinks nanotechnology and other breakthroughs will lengthen lifespans. This is plausible. He gives examples of very old people accomplishing great things today in their 80s and 90s. But few people in the medical field seem to be agreeing with him right now that longer lives are just around the corner for everyone, and those in the field can’t all be channeling Dator’s Law. Not only that, but in countries with government-run healthcare and in the US the medical profession is throwing smokers, the obese, the elderly, special-needs children, and increasingly the mentally ill, the depressed, and the suicidal under the bus on grounds of “utilitarianism” or “futile care”, “lifestyle choices costing society money”, or “quality of life”. (Note that this judgementalism is not being extended to those who overdose repeatedly on opioids—yet.) Doctors routinely urge pregnant women to abort fetuses with Down’s syndrome and other issues. The handicapped, elderly, mentally ill, depressed, and suicidal are increasingly encouraged in several European countries and now in some parts of North America to opt for euthansia. The prevailing bioethics is all for this, as bioethicist Wesley Smith has warned in his writings and blogs. Can’t take care of yourself or you don’t want to live any more? We have these special drugs that will permanently end your pain… Despite Edelman’s optimism—said on his radio show—that even people in their 60s and older will benefit from upcoming treatment to lengthen lifespans, it’s likely that any such breakthroughs at first will require lifelong medical intervention starting in childhood. Governments and insurers won’t pay for this. That fetus with Down’s syndrome, if it isn’t aborted, won’t get it either. No, only the wealthiest will be able to afford any of this, and as Edelman himself said in the book, the medical breakthroughs will cost you. Instead, the rest of us will get a cheap shot or pill from the euthanasia provider when our health breaks down or we can no longer cope or take care of ourselves. If these lifespans of 120+ happen, in other words, only the richest will have them. But the existence of these few who do get them will have consequences for everyone else. Edelman says in the book that retirement is a 20th–Century notion that will end. That is because retirement ages will be jacked up for everyone to account for those few who will live well past 100. You can’t work till the new Social Security retirement age of 90 because your body became broken down in your 60s from physical labor? No need for exponential technologies; you can’t afford them anyway. Paging the euthanasia guy... This change will have other implications for the rest of society. You will be told that because of population pressures on resources and the needs of those few wealthy 120–year-olds, you can have only one child—or none at all. Do not underestimate what longer lifespans for the few will mean for controlling all the rest who won’t see any benefit. Somehow Edelman fails to address such implications, though we have seen the broad outlines in Edward Snowden's and Julian Assange's revelations about government tracking and data storage. For the rank and file in US society, the future will mean ever more control and surveillance by government and corporations. Exponential technologies will tighten the iron grip even as conditions for you and me get ever worse. But that isn’t even the worst scenario, which receives no mention in the book. This rapidly burgeoning dependency on technology leaves us ever more vulnerable. The world has a growing population but finite resources, among other issues, and wars over water, oil, and certain minerals are all but certain. The concept of peak oil has not gone away, contrary to what you might think. Edelman does not mention how shortages of rare earth elements used in electronics, petroleum products, and the like could upset production and adoption of new technologies, but this is a looming issue. How would his clientele prepare? How would they invest in such scenarios? These questions aren’t asked or answered.Also, in a war, terrorist action, or even a scenario such as a default on the massive US debt angering foreign debtholders, any of these attacks on the US could instantly end the brave new world of exponential technologies: electromagnetic pulse (EMP), biological, chemical, or nuclear. Guess what? Edelman mentions none of this either. For example, an EMP attack frying electronics and electric power coast to coast has concerned the US government enough that Congress has held hearings about it. In the neo–Stone Age that would follow that event, his enthusiasm about the techno-future and those long lifespans will seem quaint. More of The Truth About Your Future should have addressed these dark sides in more depth as I have here. I don’t like to be so gloomy and pessimistic, but reality must intervene. It is one thing to prepare for a future that will essentially be prosperous for the country, which is Ric’s expectation and my hope. But a more likely future with exponential technologies that actually end work for most, enable even more heavy-handed monitoring and control of everyone, and lead to prosperity and longer lives for only a few, or a future that leaves us ever more vulnerable to the worst humans can devise, is a future that deserves more discussion than just the limited lip service this book gives. Elements of the dark side will happen. The future won't be all peaches and cream; simple probability says it can't be. Therefore, much more about preparation for the worst should have been included, if only because of Murphy’s law. Consequently, as enjoyable as Edelman’s book was to read, and as big a fan as I generally am of his work, I must limit the rating to 3 stars.

I've read all of Ric Edelman's books. Many have quite a bit of duplication and overlap (though the overlapping information is typically the most interesting, important, and critical... so its worth repeating). Most of this book is new information and relatively unique to this publication. I would say that if you pair this with "The Truth about Retirement Plans and IRA's" You'll get the highlights and equivalent wisdom of reading 75-85% of all the books Ric has ever written. If you want a massive brain dump of all Ric's investment wisdom pick this up along with "The Truth about Retirement Plans and IRA's". The practical wisdom is enough to set you on a path to financial success.

This book is well researched, the writing is clear and concise, the chapters tend to be short and the subject matter is inspiring, scary and important. Most of us don't notice it in our day to day lives but "exponential technologies" are changing the world around us at an unbelievable rate. In 5, 10 and 20 years much of what we take for granted and consider normal, including our health, will change dramatically or perhaps no longer exist. One small example we can all relate to is cars and trucks. They will drive themselves! That's both amazing and scary. It's amazing because the vast majority of accidents are caused by human error. By removing the human the accident rate approaches zero, insurance costs tumble, lives are spared and we'll need dramatically fewer cars, trucks and parking garages. That's scary because many of us earn our living with our car and in 29 states Truck Driver is the #1 occupation. What will all those people do to support themselves and their families? Ric explains and explores dozens of exponential technologies as well as their economic, personal finance and social impact. This is a book about the future first and about financial planning second. I highly recommend The Truth About Your Future to everyone.

There is a lot of good content in this book, just not what I was expecting. I was hoping for a new look on personal finance, which starts after 160 pages or so. The first half focuses primarily on technology and innovation trends, with some broad personal finance implications for each. Interesting, but not as in depth on the personal finance side as I was expecting. This book would have been a 4/5 star book if the first 160 pages was more like 30 and the personal finance strategies made up the majority of the book and were treated with more detail.

Provides three wonderful things not often found in business or finanical guide books: 1) readability with humor and style, 2) a very thorough explanation of some of the new technologies which can truly claim the "game changing" description, and why they matter and, 3) a real "shake up" call to action. We humans tend to approach understanding new things by comparing them to things we've experienced in the past. It takes vision to realize that some of those experiences will simply no longer apply, in the very near future. What I like most is that the tone of this book is joyful -- expressing true optimism and enthusiasm for the great opportunity ahead.

Written by Ric in his entertaining fashion, I learned so much about what is coming down the pike in the next 5-10 years. Honestly if you want to be up on how technology will affect your job, it's a must read. Also it's amazing how technology will solve many health problems at the same time reducing the costs of healthcare. If you think you won't live to 100, you better think again. Everyone no matter your age, needs to read this.

Written in the same very readable style as are all of Edelman's books. Opened my eyes to a lot of futuristic things that are already underway that I had no clue about. I sent copies to my two oldest grandchildren as they are closest to being affected by these evolutions/revolutions.

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